1. Map both incomes
Enter each partner's net salary, recurring expenses and credits. Planicio keeps them separate so you can see who funds what without merging accounts.
Guide
Financial planning for couples
Two incomes, shared goals and one plan. Here is how couples move from separate spreadsheets to a single household roadmap they both trust.
Start freeFour steps to a shared plan
2. Turn goals into projects
A home deposit, a wedding, a second car or a safety cushion each become a project with a target date, and Planicio derives the monthly transfer required.
3. Compare scenarios
Balanced, Optimistic and Prudent scenarios show the effect of a raise, parental leave or a slower market on the same shared roadmap.
4. Track one timeline
Milestones update automatically as money comes in, so both partners look at the same picture instead of two spreadsheets.
What makes a couple's plan different
Built for two
Household settings hold two adults and their children, so every projection reflects the real family, not a single user.
Inflation-aware goals
Project costs are re-priced at their target date with estimated inflation, so the amount you save is the amount you will need.
Joint financial freedom
The Financial Freedom view projects combined net worth so you can see, as a couple, when work becomes optional.
Common questions
Build your household plan together
Set up both incomes in ten minutes and see your shared projects on one timeline.